Our Loan Programs
Asset-based bridge loans for Florida real estate investors. Every deal is different, here's how we structure them.
Fix & Flip Loans
Close fast and fund your renovation in a single loan. We underwrite to After Repair Value, giving you the leverage to execute your business plan and maximize ROI.
Loan Amount: $100K – $3M
LTV: Up to 70% of as-is value
LTV (ARV): Up to 65% of after repair value
Term: 6 – 18 months
Rate: Contact for quote
Closing: As fast as 5 days
Security: 1st Lien, full recourse, personal guarantee required
Bridge Loans
Stabilize a property, close a time-sensitive acquisition, or bridge to permanent financing. Built for deals that can't wait on a bank timeline.
Loan Amount: $100K – $3M
LTV: Up to 70% of as-is value
Term: 6 – 24 months
Interest: Interest-only, no amortization
Rate: Contact for quote
Closing: As fast as 5 days
Security: 1st Lien, full recourse, personal guarantee required
Ground-Up Construction
We fund infill specs and small developments across Florida. Draw schedules structured around your build timeline, with in-house inspections to keep disbursements moving.
Loan Amount: $150K – $3M
LTV: Up to 65% of completed value
Term: 12 – 24 months
Structure: Construction holdback with scheduled draws
Rate: Contact for quote
Closing: Subject to full underwriting
Security: 1st Lien, full recourse, personal guarantee required
Refinance & Special Situations
Mixed-use property, portfolio cross-collateralization, or a deal that doesn't fit a standard box. We evaluate the borrower and the asset's equity, not just a credit score or a checkbox.
Loan Amount: $100K – $3M
LTV: Up to 70% of as-is value
Term: Case by case
Structure: Customized to your situation
Rate: Contact for quote
Security: 1st Lien, full recourse, personal guarantee required
Have a Deal? Let's Talk.
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Sarasota, FL
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